Discretionary asset management: opt for peace of mind

Discretionary asset management means that you entrust your assets to a team of experts. They invest and manage your assets, from a long-term perspective and taking into account your investment profile.

A closer look at discretionary asset management

With discretionary asset management, our experts manage your assets on your behalf with the necessary expertise.

Naturally, we keep you closely informed. You can look into the detailed portfolio of equities and bonds at any time. Other details concerning your investments can be consulted via the Delen app, Delen OnLine, quarterly reports and information sessions. And your personal relationship manager is happy to answer any questions you may have. In short, you are always in the know.

Why choose discretionary management?

Your assets are in the hands of professional experts who track and analyse the markets on a daily basis.
What makes us stand out? Delen Private Bank and fund manager Cadelam focus on a long-term vision, active management in straightforward and transparent investments and prudent risk management. They also apply a sustainability filter to all in-house funds.

Find out more about our investment philosophy

Keeping this philosophy in mind, Cadelam – fund manager of the Delen Group – goes to work:

  • Equities and bonds for your portfolio are selected and invested in sectors, regions and themes that are in line with Cadelam’s market view and principles.
  • The investments and risks of your portfolio are meticulously and pro-actively monitored, focusing on balanced growth of your assets.
  • For each portfolio and each decision, the responsible investment process is considered.

Your wealth: a personal matter

Investing your wealth is a highly personal matter. The wealth management that suits you best, depends on the investment term you have in mind, your financial plans for the near-future and your personal attitude towards risk.

So how does it work exactly?

  1. You and your relationship manager create a personal investment profile based on a number of specific questions. Together, you go over your knowledge, experience, financial situation and investment goals. Your risk appetite is also considered: how much risk are you willing to accept in your investments? All these elements are combined into your investment profile. In total, there are 8 investment profiles.

  2. Subsequently, we build up your portfolio: the more risk you are willing to bear, the more the portfolio is weighted with equities. This has an impact on the expected return and investment fluctuations. Another type of profile implies a different portfolio composition, expected return and risk level. Please keep in mind that every form of investing carries a certain amount of risk.

  3. Cadelam, the group’s fund manager, manages the funds your portfolio invests in. A number of basic principles are hereby adhered to: Cadelam invests from a long-term perspective, keeping an eye out for opportunities while remaining risk-conscious, and following well-defined responsible investment principles.

Discretionary asset management in numbers

€ 54.76 billion
in assets under management
> 85
years of expertise
8
investment profiles
96%
accounts under discretionary management
100%
invested according to the responsible investment process
3
pillars in responsible investing: dialogue, integration and exclusion

The relationship manager: your go-to 

Your financial situation is of course ever-changing. Life runs its course, and your wealth evolves. At Delen Private Bank you have a fixed contact person, your relationship manager, who guides you in all financial matters. He or she is your trustworthy adviser.

Together you look at your current financial situation. You discuss your plans for the future, your expectations and potential challenges. Based on this information, we create an investment profile and a specific investment portfolio.

Subsequently, your relationship manager regularly updates you on the returns and the evolution of your investments, the strategy followed and so on.
Your relationship manager also directs you to relevant specialists in case of tax or legal related questions.

And whenever something changes in your professional or personal life, you can bring your relationship manager up to speed. You can easily make an appointment at office or online.

Put our experts to work

With discretionary asset management you opt for peace of mind, while keeping control over your wealth. Our relationship managers are happy to tell you more about it.